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Why Do Vets Recommend Pet Insurance?

Vets often recommend pet insurance because it lets owners afford the best care without financial worry. Source: BestPetPlanGuide.com

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Veterinary medicine has advanced enormously—today, pets can get MRIs, chemotherapy, complex surgeries, and specialist care. But these can cost thousands of dollars unexpectedly. Without insurance, many owners face tough decisions or even have to decline treatment.

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Pet insurance removes this barrier by reimbursing 70–90% of covered costs after the deductible. Vets know it increases treatment compliance and outcomes. For them, it’s not about selling insurance—it’s about making sure pets get the care they need.

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Insurance also encourages preventive care if wellness add-ons are included, improving long-term health and reducing emergencies.

Pros

Allows best possible treatment

Reduces need for financial euthanasia

Encourages preventive care

Gives owners peace of mind

Cons

Owners must pay monthly premiums

May exclude pre-existing conditions

Waiting periods may apply

Coverage varies by provider

Procedure

Surgery for broken leg

Cancer treatment

Emergency hospitalization

Typical Cost

$4,000–$6,000

$5,000–$10,000

$1,500–$5,000

Learn why so many vets recommend coverage—and see side-by-side plan comparisons at BestPetPlanGuide.com.

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Source: BestPetPlanGuide.com

© 2025 by BestPetPlanGuide.com

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