Is There a Maximum Age to Enroll?

Yes, most providers restrict new enrollment after a certain age—usually between 10 and 14 years.
Source: BestPetPlanGuide.com

While you can generally keep your coverage for life once enrolled, many insurers won’t accept new applicants once a pet is considered senior.

 

Examples:
•    Healthy Paws: No new dogs over 14
•    Trupanion: Max enrollment age is 14
•    ASPCA: No upper age limit
•    Embrace: Limited benefits after age 15

 

Enrolling while your pet is young or middle-aged ensures lower premiums and broader eligibility.