Can You Go to Any Vet with Pet Insurance?

Yes, most pet insurance plans let you visit any licensed veterinarian in the U.S.—including specialists and emergency clinics.
Source: BestPetPlanGuide.com

​

Pet insurance isn’t like human HMOs or PPOs. It works after the fact, so you’re not restricted to a provider network.

That includes:

• General practice vets

• Specialty hospitals (e.g., oncology)

• Emergency and urgent care vets

• Telehealth (for some plans)

Some international coverage is included, but usually only for travel—not for expat residents.