Does It Cover Alternative Therapies?

Yes, many modern pet insurance plans include coverage for alternative therapies—such as acupuncture, chiropractic care, laser therapy, and hydrotherapy—if prescribed by a licensed vet.
Source: BestPetPlanGuide.com

 

Alternative and integrative treatments are becoming more common in veterinary medicine—especially for pets with arthritis, recovery after surgery, pain management, or chronic mobility issues. Depending on your policy, these services may be covered under illness or accident benefits if they’re:

• Performed by a licensed veterinarian

• Prescribed for a covered condition

• Deemed medically necessary

 

Covered therapies often include:

• Acupuncture

• Physical rehabilitation / underwater treadmill therapy

• Chiropractic care

• Cold laser therapy

• Homeopathic remedies (less common)

 

Some policies include these therapies by default under their “illness treatment” category. Others require you to select a plan tier that includes alternative or holistic care. There may also be caps on the number of sessions per year or reimbursement limits per visit.

 

Always confirm:

• Is pre-approval required?

• Does the provider need special vet licensing?

• Are there breed/age exclusions?

 

These treatments can cost $50–$150/session, so having coverage can make a big difference—especially for pets needing long-term rehab after injury or surgery.