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Which Pet Insurance Offers the Best Mobile App Experience?

Surprising difference: Not all pet insurance apps are created equal—some offer AI claim filing, while others are basic portals.

Provider

Lemonade

Figo

Embrace

Trupanion

ASPCA

Mobile App Features

AI filing, real-time tracking

24/7 live vet chat, digital claims

Claims, documents, wellness tracking

No app – only web and phone

Claims and policy access only

App Store Rating

4.9 (iOS)

4.8 (iOS)

4.7 (iOS)

N/A

4.1 (iOS)

​Takeaway: Lemonade and Figo lead in mobile-first experience. Trupanion lacks an app entirely, which may be surprising given its premium pricing.

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